Full Cover Car Insurance for your Subaru
20 August 2009 · posted by Staff
When we buy a new car, one thing that always goes hand-in-hand with the purchase is full comprehensive insurance.
Subaru car owners have a car insurance option that is not available to other car marque owners – Subaru Insurance.
Subaru (Motor) Insurance, provided by Subaru Australia and available by contacting your local Subaru dealer, is car insurance cover that is underwritten by Allianz Australia Insurance Limited (Allianz). Allianz is a respected name in the car insurance industry.
Subaru Australia say it (Subaru Motor Insurance) is the best protection for your vehicle.
They state, “We understand that while being practical you also expect quality and value for money, which is why we’ve developed Subaru Insurance – cover that gives you the right level of protection with some unique options, providing additional value, flexibility and choice.”
They believe the insurance cover they are supplying is the best protection for your Subaru while maintaining its engineering integrity, performance and resale value.
Some benefits of Subaru (Motor) Insurance are:
Safe driver special rewards
Like most insurance companies, Subaru Insurance believes that safe drivers should be rewarded for being, well, safe.
Insuring your car with other insurance companies is limiting your rewards. For instance, drivers who have not been involved in an accident for many years may only receive a No Claim Bonus up to their insurer’s maximum. With Subaru Insurance you may be entitled to a safe driver discount on top of your no Claim Bonus.
3 years new for old replacement
Most insurers will only provide replacement of your vehicle in the first year. When you purchase a new Subaru, and combine it with Subaru Insurance, you get three years new for old replacement.
This means if your vehicle is involved in an accident and deemed a write off, or stolen and not recovered, within three years of purchase, Subaru Insurance will replace it with a new Subaru of the same make, model and series.
This does not apply to the WRX though, which has a two year replacement guarantee. Also, conditions apply to this so you need to refer to the the relevant section in the Subaru Policy Document for full details.
The good thing about the 3 years new for old replacement policy is that it doesn’t have any premium loading, providing you with great value for money.
Your choice of repairer
Unlike some insurers, you get the freedom to choose your repairer. And no extra charge for the privilege!
This means you can go to the repairer you trust. Of course, if you have been a safe driver, you probably don’t know a repairer. All is not lost. Subaru Australia can help out by pointing you in the direction of one of their network repairers. The repairer they recommend will make sure that your vehicle is restored to specifications as Subaru designers had intended. In addition, Subaru Insurance supports your freedom to choose by guaranteeing the workmanship of your chosen repairer for as long as you own the vehicle.
Genuine parts
Subaru takes great pride in the quality of the vehicles it builds and the levels of performance, safety and capability are tied to this engineering design excellence.
To protect the integrity of your Subaru, they repair your vehicle with genuine Subaru parts. This means that any part damaged or destroyed in an accident will be replaced by genuine Subaru replacement components. Your vehicle will handle as it is supposed to, and there won’t be any problems come resale time.
Subaru Insurance covers your car, regardless of who is at fault, or where your vehicle is repaired, and they want to ensure the integrity of your Subaru, by protecting its performance, safety and appearance.
You need to read the Subaru Insurance Product Disclosure Statement (PDS) for full details before making any decisions.
If you want to find out more about Subaru Insurance, get a quote, or obtain a Product Disclosure Statement (PDS) about insurance for your Subaru car, you can contact your local Subaru dealer or phone Subaru Insurance on 1300 783 464
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